Privacy

When you visit the PearlDiver web site, you may be asked to provide personal information (name and contact information) for a variety of reasons:

• To subscribe to one of our database products.
• To register for a training session.
• To receive additional information from our company representatives.

The types of information we collect when you access the Web Site may include, without limitation, the following:

• Your Name
• Your Address
• Your Electronic Mail ("Email") Address
• Your Phone/Fax Number
• IP Address
• Contents of Queries
• If you purchase a subscription, your credit card and billing information.

Changes to Our Privacy Policy

We reserve the right to revise this Privacy Policy from time to time at our discretion. If we modify this Privacy Policy, we will post the revised Privacy Policy, which will take effect immediately upon posting, and we may attempt to notify you of such change through your email addresses registered with us. It is your responsibility to periodically review this Privacy Policy.

Other Uses of Information

In addition to the uses outlined above, PearlDiver may, from time to time, use your personal data to send you information about news and events that may be of interest to you. However, we value your interest in, and relationship with, PearlDiver and we are committed to protecting your information from unauthorized use.

PearlDiver limits the collection and use of personal information to what is necessary to administer our business and to deliver superior service to you. This may include advising you about our products or services, those of our business partners, and other opportunities that we believe may interest you. To serve you better, we may combine information you give us on the Web or through other channels.

Security and Protecting Your Information

We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you input. We reveal only the last five digits of your credit card numbers when confirming an order. Of course, we transmit the entire credit card number to the appropriate credit card company during order processing. It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when finished using a shared computer.

Refund Policy

For monthly subscriptions, there is no refund. For annual subscriptions, you can be refunded under the following conditions:

• You can qualify for refund of any whole unused months minus a $200 handling fee. Partial months will not qualify for a refund.

Shipping

All products will be shipped via FedEx. There is no additional charge for shipping.

Opt-In/Out Policy

We may from time to time send information and/or offers to the email address you provide to us. If you prefer not to receive such email, please follow the procedures set forth at the end of each such e-mail explaining how to have your email address "removed" from the applicable email list. Alternatively, you may contact us at info@pearldiverinc.com to "opt-out" of receiving such email.

Questions?

If you require additional information about the PearlDiver Web Site Privacy Policy, please contact info@pearldiverinc.com.

How to Contact Us

Should you have questions or concerns about this privacy policy or any other matter pertaining to our privacy practices, please call us at 1-260-469-4161 or send an e-mail to info@pearldiverinc.com. You may also send us a letter addressed as follows:

PearlDiver Technologies, Inc., 7235 Vicksburg Pike , Fort Wayne, IN 46804